Personal Banking / Savings

A savings account at New Mexico Bank & Trust is an important part of your family’s finances. We have savings options that can help you save for everything from a dream vacation to retirement.

Monthly Statement Savings Account
For checking account customers who want both accounts reported on a single monthly statement. Funds can be transferred between savings and checking with ease because they are joined electronically.

Quarterly Statement Savings Account
Open this basic account with a modest deposit. Pays interest quarterly.

Market Max
Collect high yields on balances of $10,000 or more. As the balance in your account increases, so does the interest rate. The more you save, the more you make. You are allowed six transfers from the account each month, up to three as drafts.

Certificates of Deposit
Our CDs offer maturities ranging from 3 months to 60 months, and usually provide the best return for savers who can keep their money on deposit for the specified period.

Individual Retirement Account CDs
IRA CDs have tax-deferred status and are also covered to applicable limits by the Federal Insurance Deposit Corporation.

Christmas Club Account
With a weekly deposit, you can prepare for the additional expense of Christmas throughout the year. A check will be mailed to you for the amount you saved, plus interest. Open the account with a $5 deposit. Additional deposits can be made through an automatic transfer from your checking or another savings account at New Mexico Bank & Trust.