Blogs

Article | 3 min |
Click here to view an important note before clicking on links within the video. Join host Emily Stevens, Senior Marketing Professional at HTLF, in a thought-provoking conversation with Tracy Swaim, Fraud Risk Manager, and John Fick, Fraud Director at HTLF. This conversation involves the intricacies of Fraud Awareness and Imposter Fraud, shedding light on vital strategies for financial security. They'll discuss what today’s Imposter Fraud looks like and what to do when it comes to protecting your finances. Stay ahead of potential fraud by tuning in to this episode and gain a deeper...
Article | 5 min |
Weighing the pros and cons of cash vs. credit can help you strategize your spending habits and get the most out of your money. If you’re wondering if you should carry cash or rely on plastic, consider your financial goals first. Here’s a guide to getting started. You have plenty of ways to spend your money, between cash, credit, debit and digital wallets. But ultimately, it boils down to just two choices: cash vs. credit. Debit cards and digital wallets don’t grow the funds within; they’re just electronic cash. Meanwhile, credit cards allow you to buy now and pay later. Which is superior? When...
Article | 5 min |
Cryptocurrency scam threats continue to grow and are now the preferred payment method for fraudsters. According to the Federal Trade Commission in 2022, cryptocurrency was the most common payment method for fraudulent activity, with approximately $2 billion in transfers. Here’s an overview of cryptocurrency fraud and important tips on how to help protect yourself and your family. What is cryptocurrency? Cryptocurrency is a digital currency, which is decentralized, or not controlled by a government or traditional financial institution. Cryptocurrency is used as an alternative form of payment or...
Article | 5 min |
Bad actors have more than one tactic to get your attention on social media – they may also try to get their victims to join in on bank fraud schemes. Don’t become a victim of these fraudsters and their schemes. Read on to learn how to help protect yourself. Scammers are using social media platforms such as Facebook, LinkedIn and even Telegram to convince unsuspecting victims to participate in illegal activities. Look out for these three common social engineering schemes: Money Mule Schemes One prevalent scam on social media is the money mule scheme. Scammers may approach you through fake...
Article | 5 min |
Social media has become an integral part of our lives, connecting us with our friends, family, and community. While social media platforms offer countless opportunities for communication and engagement, they also present risks that users need to be aware of, particularly when it comes to social engineering and scams. Read on so you can protect yourself from social engineers on social media. What is social engineering? Social engineering is the manipulation of our natural human tendency to trust what we see and who we interact with. On social media platforms, these attackers manipulate their...