Mortgage Loans

There is "no place like home," regardless of whether it is your first home, your dream home, your vacation condo, or your farm home. New Mexico Bank & Trust can help make it happen with a multitude of mortgage products to choose from to meet your specific needs.

Talk to one of our home lending professionals to find the best loan for you. Our mortgage loan products include:

  • Conventional Mortgages – fixed rate and adjustable rate mortgages

  • VA Loans – veterans, national guard, and reservists have access to VA loans with local approval and in most cases, no down payment

  • First Time Home Buyer Loans – closing cost assistance for qualified buyers

  • Vacation and Second Home Loans – balance enjoying a get-away home with the financial investment

  • Condominium Loans – experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans

  • Bridge Loans – an "in-between" loan that allows a buyer to make a down payment on a new home before his or her current home is sold

  • City, State, and Federal Grants and Loans
  • Privately Insured Loans
  • Jumbo Loans
  • Home Equity Loans
  • Rural Housing Loans
  • Construction and Lot Loans
  • Investment Property Loans

With so many options it can be hard to tell what your best option may be, so we encourage you to email one of our Mortgage Professionals so that we can answer any questions you have and provide advice. Once you have selected your product and finalized your loan application, our online process can get you approved in minutes rather than days or weeks!

Visit Mortgage Center

View Bank-Owned Properties

Let's get in touch banner

eMail Us

request a call banner

Our Mortgage Lenders Are Here to Help

An excellent rate is just the beginning of all you’ll enjoy when borrowing with New Mexico Bank & Trust. We'll work to understand your personal financial situation, ensure your understanding of available options and trade-offs, and assist in selecting the best mortgage loan for you. It’s all part of our dedication to making Great Things Happen ™ for you in terms of your home owning dreams!

Headshot of Cathy Neuharth Cathy Neuharth
Office: 505.401.9012
Cell: 505.263.3156
Fax: 505.830.6415

NMLS ID#: 470210

View Bio

Headshot of Yvette Klinkmann Yvette Klinkmann
Office: 505.366.9090
Cell: 505.280.0508

NMLS ID#: 471722

View Bio

Headshot of Sue Rose Sue Rose
Office: 505.830.6437

NMLS ID#: 214690

View Bio

Headshot of Sarah Whitlock Sarah Whitlock
Albuquerque Mortgage Office
Office: 505.830.6410
Cell: 505.239.1022
Fax: 505.830.6420

NMLS ID#: 640507

View Bio

Headshot of Mary Stoddard Mary Stoddard
Albuquerque Mortgage Office
Office: 505.830.6411
Cell: 801.440.2283
Fax: 505.830.6421

NMLS ID#: 143647

Headshot of Lisa Munoz Lisa Munoz
Los Alamos
Santa Fe

Office: 505.946.2530
Cell: 505.470.6888

NMLS ID#: 1101047

View Bio

Headshot of Kathleen Sharpe Kathleen Sharpe
Los Alamos
Santa Fe

Office: 505.946.2527

NMLS ID#: 470784

View Bio

Headshot of Nancy Armstrong Nancy Armstrong
Santa Fe
Office: 505.946.2578
Cell: 505.660.9643

NMLS ID#: 247518

Headshot of Lindsey Rollins Lindsay Rollins
Main Office: 575.935.4500
Direct Line: 575.935.4502
Fax: 575.935.4499

NMLS ID#: 470796