Blogs

Article | 3 min |
Take a look at these tips to effective money management with our straightforward budgeting guide, designed specifically for Gen Z. These essential tips can help set financial goals, make smart spending choices, and take charge of your financial future. When you’re just starting out, determining the best way to plan for your financial future can be difficult. You’re busy securing short-term goals—but learning how to manage money better now will help you develop habits that will maximize your wealth over time. Gen Z’s determination to overcome significant economic hurdles is evident in the rise...
Article | 3 min |
Ranked Among the Highest Purchase Volumes for U.S. Visa® and Mastercard Commercial Card Issuers August 30, 2023 – Albuquerque, New Mexico — New Mexico Bank & Trust, through its parent company, Heartland Financial USA, Inc., operating under the brand name HTLF, (NASDAQ: HTLF), continues to display consistent strength in the payments space. Nilson Report ranked HTLF among the top U.S. commercial credit card issuers for the eighth year in a row. In 2022, HTLF’s commercial credit card program ranked among the top 50 purchasing card programs, increasing 30 percent from the previous year. HTLF also...
Article | 5 min |
Bad actors have more than one tactic to get your attention on social media – they may also try to get their victims to join in on bank fraud schemes. Don’t become a victim of these fraudsters and their schemes. Read on to learn how to help protect yourself. Scammers are using social media platforms such as Facebook, LinkedIn and even Telegram to convince unsuspecting victims to participate in illegal activities. Look out for these three common social engineering schemes: Money Mule Schemes One prevalent scam on social media is the money mule scheme. Scammers may approach you through fake...
Article | 3 min |
The future looks bright for American manufacturing, and this rings especially true for companies planning to reshore or nearshore their manufacturing facilities. Reshoring manufacturing can help rebuild America’s once-buzzing industry. Learn more on what you can expect and what reshoring can do for your bottom line. US manufacturing fell off a cliff between the 60s and 70s. Industry leaders saw the financial benefits of cheap labor in foreign countries and exploited it quickly. Take a quick look around your office. Most of those items likely stem from offshoring practices. Now, in 2023...
Article | 5 min |
Primary Source of Fraud: Business Email Comprise Email communication plays a major role in how many businesses conduct their daily operations. Fraudsters continue to adapt their business email compromise (or “BEC”) schemes, as well. While they may target an entire organization, they often focus their efforts on Accounts Payable departments. According to the 2023 AFP Payments Fraud and Control Report, the number of organizations falling victim to BEC fraud has slightly increased in the last year, as has the number of organizations that have experienced financial loss due to BEC. This type of...