Home Equity Loans
Take advantage of the equity you’ve built up in your home. Remodel your home, pay for college, take a vacation, consolidate debt, and more. Home equity loans and home equity lines of credit can provide the cash you need to make it all possible. See More
Lines of Credit
Give yourself a piece of mind with a Ready Reserve Line of Credit. With a Ready Reserve Line of Credit, you can establish hassle-free overdraft protection should you ever need it. Funds are transferred directly into your checking account, providing a less expensive alternative to overdraft charges.
Personal Loans
Take advantage of life’s opportunities with a Personal Loan. A Personal Loan provides you with the opportunity to utilize funds in almost any manner. Whether you are financing your next adventure or making a long awaited big purchase, we can help.
Vehicle Loans
Whether a new car, recreational vehicle (RV), boats, motor homes, or mobile homes, if it has wheels and moves, we can finance it for you.
Contact a Personal Banker or visit a local banking center to get started.
Buy Local Loan
Our "BUY LOCAL" loan keeps business right here at home, creating jobs and making Great Things Happen!™ for all of us. To qualify, simply bring in a receipt or evidence of purchase from a vendor or contractor anywhere in Winnebago, Boone, Whiteside, Mercer, Carroll, Stephenson or JoDaviess County.
- 0% APR1
- Borrow $1,000 to $5,000 per household
- 12-month term
- No application fee
- For qualified borrowers
- Illinois Bank & Trust checking account required
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Cash Rewards Checking
Earn interest on your checking account with no minimum balance and no monthly fee.
Mortgages
No two houses are the same, and every home buying experience is unique. Get a mortgage solution that is tailored to your needs.
1 Program may change without notice. Financing example: 12 monthly payments of $83.33 for each $1,000 borrowed.