New Mexico Bank & Trust
Visa® Secured Credit Card

The Visa Secured Card helps establish and build credit, while still earning rewards with no annual fee. Minimum limit $500.

1%
Cash Back Rewards
for each $1 spent.1

21.00% APR
Variable APR2

Contact a 
Personal Banker or
visit a local banking
center to get started.

Find a Banker

2Pricing and Terms

Secured by savings account or certificate of deposit

Use your Cash Back Rewards how you like:

  • Deposit into your checking account
  • Have your rewards go towards your next credit card bill
  • Redeem for a wide variety of gift cards
  • Book your next flight

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Credit Card Cardholder Agreement

Savvy Rewards Terms and Conditions

1Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a purchase, one (1) Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. You may review the full Terms & Conditions of the Cash Back Reward’s program at our rewards site: savvy-rewards.com.

Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc.

Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com.

Credit cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal Underwriting guidelines apply.